1. Introduction and Acceptance of Terms
Welcome to InPay. By accessing or using our payment gateway services, you agree to be bound by these Terms of Service ("Terms"). These Terms govern your use of InPay's platform, including all features, functionalities, and services provided. If you do not agree to these Terms, you may not use our services.
2. User Accounts and Registration
To access certain features of InPay, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and for any activities or actions under your account.
- You must be at least 18 years old to create an account.
- You are responsible for maintaining the confidentiality of your account login information.
- You agree to notify InPay immediately of any unauthorized use of your account.
- InPay reserves the right to suspend or terminate accounts that violate these terms.
3. Payment Processing and Transactions
InPay provides services for processing electronic payments. You authorize InPay to process transactions on your behalf in accordance with your instructions and these Terms. All transactions are subject to review and approval by InPay and relevant financial institutions.
You acknowledge that InPay is not a bank or financial institution and does not hold funds. All funds processed through InPay are held by our banking partners.
4. Fees and Charges
You agree to pay all fees and charges associated with your use of InPay's services as outlined in our pricing schedule. Fees may include transaction fees, setup fees, and other charges. All fees are subject to change with prior notice.
- Transparent pricing with no hidden fees.
- Transaction fees vary based on volume and payment method.
- Details available on our pricing page.
- InPay reserves the right to modify fees.
- Notification will be provided for any fee changes.
- Applicable taxes may apply to all fees.
5. Security and Data Privacy
InPay is committed to protecting your data and transactions. We implement industry-standard security measures, including PCI DSS compliance and advanced encryption. Your use of our services is also governed by our Privacy Policy, which is incorporated by reference into these Terms.
6. Limitation of Liability
In no event shall InPay, its affiliates, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the services.
7. Governing Law and Dispute Resolution
These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or your use of InPay's services will be resolved through binding arbitration in [City, State, India], or in a court of competent jurisdiction located in [City, State, India].